:root{--black:#050505;--dark:#17171b;--pink:#e843ee;--paper:#f4f4f5;--muted:#85858d;--line:#29292f}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;background:#050505;color:#fff}a{text-decoration:none;color:inherit}.hero{min-height:100vh;background:#111;padding:0 7%;position:relative}.nav{height:96px;max-width:1300px;margin:auto;display:flex;align-items:center;border-bottom:1px solid rgba(255,255,255,.1);position:relative;z-index:10}.brand{display:flex;align-items:center;gap:14px;font-size:20px;font-weight:700}.brand img{width:58px;height:58px;object-fit:cover;border-radius:50%;display:block;background:transparent}.brand b{color:var(--pink)}.navlinks{margin-left:auto;display:flex;align-items:center;gap:30px;color:#c0c0c5;font-size:14px}.navlinks .wa{border:1px solid var(--pink);color:var(--pink);padding:10px 17px;border-radius:8px}.hero-stage{
max-width:1450px;
margin:auto;
min-height:calc(100vh - 96px);
position:relative;
display:flex;
align-items:center;
overflow:hidden;
border-radius:0 0 24px 24px;
background:
radial-gradient(circle at 68% 42%,rgba(232,67,238,.07),transparent 28%),
linear-gradient(90deg,#242529 0%,#2b2c30 48%,#303136 100%);
}.kicker{font-size:11px;letter-spacing:3px;color:var(--pink);font-weight:800}.hero h1{font-size:clamp(50px,5.8vw,80px);line-height:.96;letter-spacing:-3px;margin:17px 0 25px}.hero h1 span{color:#dddde0}.lead{max-width:590px;font-size:18px;line-height:1.65;color:#c2c2c7}.buttons{display:flex;gap:12px;margin-top:31px}.btn{display:inline-block;border:0;border-radius:9px;padding:15px 22px;font-weight:800;font-size:14px;cursor:pointer}.primary{background:var(--pink);color:#090909}.secondary{border:1px solid rgba(255,255,255,.35)}.scrollhint{position:absolute;z-index:3;bottom:22px;left:50%;transform:translateX(-50%);font-size:9px;letter-spacing:2px;color:#aaa;display:flex;gap:10px;align-items:center}.scrollhint span{color:var(--pink);font-size:16px;animation:bounce 1.6s infinite}@keyframes bounce{50%{transform:translateY(6px)}}.section{position:relative;padding:130px 7%;overflow:hidden}.content{max-width:1240px;margin:auto}.requirements-section{background:linear-gradient(180deg,#111 0%,#0b0b0d 100%);color:#fff;padding-top:170px;position:relative;overflow:hidden}.section-head{max-width:720px}.section-head h2{font-size:clamp(38px,5vw,54px);letter-spacing:-2px;margin:10px 0 14px}.section-head>p:last-child{color:#8a8a92;line-height:1.6;margin-bottom:42px}.requirements{display:grid;grid-template-columns:repeat(3,1fr);gap:13px}.requirements div{background:linear-gradient(155deg,#1a1a1e,#131315);border:1px solid #2a2a30;border-radius:14px;padding:28px;font-size:18px;font-weight:700;color:#f0f0f2}.requirements div:before{content:"✓";color:var(--pink);margin-right:12px}.textlink{display:inline-block;color:#111;font-weight:700;margin-top:28px;border-bottom:2px solid var(--pink);padding-bottom:4px}.requirements-section .textlink{color:#fff}.simulator-section{background:linear-gradient(180deg,#0b0b0d 0,#18181c 12%,#151519 100%);padding-top:175px}.simulator-section .section-head>p:last-child{color:#94949c}.orb{position:absolute;width:650px;height:650px;right:-250px;top:100px;background:rgba(232,67,238,.08);filter:blur(80px);border-radius:50%}.calculator{display:grid;grid-template-columns:1.1fr .9fr;border:1px solid #303037;border-radius:20px;overflow:hidden;background:#202025}.fields{padding:38px;display:grid;gap:20px}.fields label,.application label{display:flex;flex-direction:column;gap:9px;font-size:13px;font-weight:700}.fields input,.fields select,.application input,.application select{width:100%;border:1px solid #38383e;border-radius:9px;background:#111114;color:#fff;padding:15px;font-size:16px}.category-info{border-left:3px solid var(--pink);background:#17171b;padding:15px 17px;border-radius:4px 9px 9px 4px;transition:opacity .45s,transform .45s}.category-info.changing{opacity:0;transform:translateY(8px)}.category-info span{display:block;font-size:10px;letter-spacing:1.5px;color:#777780;margin-bottom:7px}.category-info strong{font-size:15px}.category-info p{font-size:12px;color:#a0a0a7;margin:5px 0 0;line-height:1.5}.result{padding:40px;background:#09090b;display:flex;flex-direction:column;justify-content:center}.result p{color:var(--pink);font-size:10px;letter-spacing:2px}.result span,.result small{color:#85858c}.result strong{font-size:52px;margin:8px 0}.result .btn{margin-top:28px;text-align:center}.legal{color:#777780;font-size:11px;line-height:1.6;margin-top:18px}.application-section{background:linear-gradient(180deg,#151519 0,#111113 100%);color:#fff;padding-top:175px;position:relative;overflow:hidden}.application{background:linear-gradient(155deg,#1a1a1e,#131315);border:1px solid #2a2a30;border-radius:18px;padding:36px;box-shadow:0 20px 55px rgba(0,0,0,.35)}.grid,.uploads{display:grid;grid-template-columns:1fr 1fr;gap:17px}.application h3{margin:36px 0 5px}.filehelp{font-size:12px;color:#9a9aa2;margin:0 0 18px}.uploads label{border:1px dashed #3a3a40;border-radius:10px;padding:18px}.uploads input{padding:8px}.submit{margin-top:25px}.formstatus{font-size:12px;color:#b00020;min-height:18px}.contact{text-align:center;padding:115px 7%;background:radial-gradient(circle,rgba(232,67,238,.1),transparent 35%),#080808}.contact>img{width:128px;height:128px;object-fit:contain;display:block;margin:0 auto}.contact h2{font-size:44px;margin:10px 0 30px}.socials{display:flex;justify-content:center;gap:16px;flex-wrap:wrap}.socials a{min-width:180px;display:flex;align-items:center;justify-content:center;gap:10px;border:1px solid #35353b;border-radius:11px;padding:14px 18px;transition:.3s}.socials a:hover{border-color:var(--pink);color:var(--pink);transform:translateY(-3px)}.socials svg{width:25px;height:25px;fill:currentColor}.socials span{font-size:13px}footer{padding:27px 7%;display:flex;justify-content:space-between;color:#626269;font-size:12px}.reveal{opacity:0;transform:translateY(70px) scale(.975);transition:opacity 1.65s cubic-bezier(.2,.7,.2,1),transform 1.65s cubic-bezier(.2,.7,.2,1)}.reveal.visible{opacity:1;transform:none}.modal{position:fixed;inset:0;background:rgba(0,0,0,.72);display:grid;place-items:center;z-index:99;opacity:0;pointer-events:none;transition:.3s}.modal.show{opacity:1;pointer-events:auto}.modalbox{position:relative;background:#fff;color:#111;width:min(440px,90vw);padding:38px;border-radius:18px;text-align:center;max-height:88vh;overflow-y:auto}.modalbox #closemodal{position:absolute;right:15px;top:10px;border:0;background:none;font-size:28px}
#modalNuevoPrestamo,#modalEditarPrestamo,#modalNuevoCliente,#modalConfirmar,#modalAprobarSolicitud,#modalAdelanto,#modalMarcarCuota,#modalCancelarPrestamo,#modalIncobrable,#modalPlantilla,#modalComponerWhatsapp,#modalNuevoMovimiento,#modalColaborador{z-index:150}
#modalConfirmar{z-index:200}.check{width:54px;height:54px;border-radius:50%;background:var(--pink);display:grid;place-items:center;margin:auto;font-size:26px;font-weight:bold}.modalbox h3{font-size:25px;margin:18px 0 8px}.modalbox p{color:#666;line-height:1.5}@media(max-width:850px){.brand span{font-size:15px}.navlinks>a:not(.wa):not(.miCuenta){display:none}.hero{padding:0 4%}.hero-stage{min-height:calc(100vh - 96px)}.hero h1{font-size:52px}.buttons{flex-direction:column}.requirements,.grid,.uploads,.calculator{grid-template-columns:1fr}.section{padding:100px 6%}.requirements-section,.simulator-section,.application-section{padding-top:145px}.result strong{font-size:42px}.contact h2{font-size:36px}footer{flex-direction:column;text-align:center;gap:8px}}

.hero-texture{
  position:absolute;
  inset:0;
  z-index:0;
  opacity:.44;
  background:
    radial-gradient(circle at 18% 24%,rgba(255,255,255,.035) 0 1px,transparent 1.5px),
    radial-gradient(circle at 74% 63%,rgba(255,255,255,.025) 0 1px,transparent 1.5px),
    linear-gradient(135deg,rgba(255,255,255,.018) 25%,transparent 25%,transparent 50%,rgba(255,255,255,.018) 50%,rgba(255,255,255,.018) 75%,transparent 75%);
  background-size:37px 37px,53px 53px,18px 18px;
}
.hero-character{
  position:absolute;
  z-index:1;
  right:4%;
  bottom:0;
  width:48%;
  height:100%;
  display:flex;
  align-items:flex-end;
  justify-content:center;
  pointer-events:none;
}
.hero-character img{
  height:96%;
  width:auto;
  max-width:100%;
  object-fit:contain;
  object-position:center bottom;
  display:block;
  filter:saturate(.82) contrast(1.04) brightness(.95);
  -webkit-mask-image:linear-gradient(to right,transparent 0%,black 10%,black 90%,transparent 100%);
  mask-image:linear-gradient(to right,transparent 0%,black 10%,black 90%,transparent 100%);
}
.hero-overlay{
  position:absolute;
  inset:0;
  z-index:1;
  background:
    linear-gradient(90deg,rgba(4,4,5,.88) 0%,rgba(4,4,5,.73) 31%,rgba(4,4,5,.20) 52%,rgba(4,4,5,.05) 72%,rgba(4,4,5,.02) 100%),
    linear-gradient(180deg,rgba(0,0,0,.02),rgba(0,0,0,.03) 76%,rgba(0,0,0,.18) 100%);
  pointer-events:none;
}
.hero-copy{position:relative;z-index:2;width:min(650px,58%);padding-left:5%}
.scrollhint{z-index:3}

.contact>img{display:none!important}

@media(max-width:850px){
  .hero-character{
    right:-18%;
    width:76%;
    opacity:.78;
  }
  .hero-character img{
    height:88%;
    -webkit-mask-image:linear-gradient(to right,transparent 0%,black 14%,black 92%,transparent 100%);
    mask-image:linear-gradient(to right,transparent 0%,black 14%,black 92%,transparent 100%);
  }
  .hero-overlay{
    background:
      linear-gradient(90deg,rgba(4,4,5,.91) 0%,rgba(4,4,5,.72) 48%,rgba(4,4,5,.18) 100%),
      linear-gradient(180deg,rgba(0,0,0,.02),rgba(0,0,0,.12));
  }
  .hero-copy{width:100%;padding:0 7%}
}

/* V11: única modificación visual — imagen de portada */
.hero-stage{
  background-image:url('hero-horizontal.png') !important;
  background-repeat:no-repeat !important;
  background-size:100% auto !important;
  background-position:center top !important;
  background-color:#2d2e32 !important;
}
.hero-texture{display:none !important;}
.hero-character{display:none !important;}
.hero-overlay{
  background:
    linear-gradient(90deg,rgba(4,4,5,.88) 0%,rgba(4,4,5,.72) 31%,rgba(4,4,5,.20) 52%,rgba(4,4,5,.05) 72%,rgba(4,4,5,.02) 100%),
    linear-gradient(180deg,rgba(0,0,0,.02),rgba(0,0,0,.03) 76%,rgba(0,0,0,.15) 100%) !important;
}
@media(max-width:850px){
  .hero-stage{
    background-size:auto 100% !important;
    background-position:62% top !important;
  }
}

/* ============================================================
   PANELES: login, admin, cliente
   ============================================================ */
.panelbody{background:#f4f4f5;color:#111;min-height:100vh}
.panelheader{display:flex;align-items:center;justify-content:space-between;padding:0 5%;height:88px;background:#0c0c0e;border-bottom:1px solid var(--line)}
.panelheader .brand{color:#fff}
.panelheader .brand img{width:44px;height:44px;object-fit:cover;border-radius:50%}
.panelheader-right{display:flex;align-items:center;gap:16px}
.whoami{color:#c0c0c5;font-size:13px;font-weight:700}
.btn.small{padding:9px 15px;font-size:12px}
.panelheader .btn.secondary{border-color:rgba(255,255,255,.35);color:#fff}

.panelmain{max-width:520px;margin:60px auto;padding:0 6%}
.panelmain.wide{max-width:920px}

/* --- Auth box (login.html) --- */
.authbox{background:#fff;border:1px solid #dddde2;border-radius:18px;padding:36px;box-shadow:0 20px 55px rgba(0,0,0,.06)}
.authtabs{display:flex;gap:8px;margin-bottom:26px;border-bottom:1px solid #eaeaec}
.tabbtn{flex:1;background:none;border:0;padding:14px 0;font-weight:800;font-size:14px;color:#9a9aa2;cursor:pointer;border-bottom:2px solid transparent;margin-bottom:-1px}
.tabbtn.active{color:var(--pink);border-bottom-color:var(--pink)}
.tabpanel{display:none}
.tabpanel.active{display:block}
.authswitch{display:flex;gap:10px;margin-bottom:20px}
.switchbtn{background:#f4f4f5;border:1px solid #e2e2e6;border-radius:8px;padding:9px 14px;font-size:12px;font-weight:700;color:#666;cursor:pointer}
.switchbtn.active{background:#111;color:#fff;border-color:#111}
.authform{display:flex;flex-direction:column;gap:16px}
.authform label{display:flex;flex-direction:column;gap:8px;font-size:13px;font-weight:700}
.authform input,.authform select{width:100%;border:1px solid #d7d7dc;border-radius:9px;background:#f7f7f8;color:#111;padding:14px;font-size:15px}
.authhint{font-size:12px;color:#8a8a92;line-height:1.5;margin:0}
.hidden{display:none !important}
.checkbox-inline{display:flex;align-items:center;gap:8px;flex-direction:row}
.checkbox-inline input{width:auto}

/* --- Dashboard nav (admin.html) --- */
.dashnav{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:30px}
.dashtab{background:#fff;border:1px solid #dddde2;border-radius:9px;padding:12px 20px;font-weight:800;font-size:13px;color:#666;cursor:pointer}
.dashtab.active{background:#111;color:#fff;border-color:#111}
.dashtabpanel{display:none}
.dashtabpanel.active{display:block}
.dashhead{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:14px;margin-bottom:22px}
.dashhead h2{margin:0;font-size:28px;letter-spacing:-1px}
.muted{color:#8a8a92;font-size:13px}
.searchbox{width:100%;border:1px solid #d7d7dc;border-radius:9px;background:#fff;padding:13px 16px;font-size:14px;margin-bottom:18px}

/* --- Cards genéricas --- */
.cardlist{display:flex;flex-direction:column;gap:12px}
.card{background:#fff;border:1px solid #dddde2;border-radius:14px;padding:18px 20px;display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}
.card.clickable{cursor:pointer;transition:.2s}
.card.clickable:hover{border-color:var(--pink)}
.card-main{display:flex;flex-direction:column;gap:4px}
.card-side{display:flex;flex-direction:column;gap:4px;align-items:flex-end;text-align:right}
.card-actions{display:flex;gap:8px}
.tag{display:inline-block;background:#f1f1f3;border-radius:6px;padding:4px 10px;font-size:11px;font-weight:800;color:#555;width:fit-content}
.tag-activo{background:#e7f6ec;color:#1e8a44}
.tag-atrasado{background:#fdecec;color:#c62828}
.tag-cancelado{background:#eceef2;color:#555}
.tag-solicitado{background:#fdf3e0;color:#a8710a}
.tag-rechazado{background:#fdecec;color:#c62828}
.tag-pago{background:#e7f6ec;color:#1e8a44}
.tag-adelanto{background:#e6f0fd;color:#1a5fc4}
.tag-cancelacion{background:#eceef2;color:#555}

/* --- Detalle de préstamo (admin + cliente) --- */
.loans-list{display:flex;flex-direction:column;gap:16px}
.loan-card{background:#fff;border:1px solid #dddde2;border-radius:14px;padding:20px}
.loans-finalizados{margin-top:16px}
.loans-finalizados summary{cursor:pointer;list-style:none;display:inline-flex;width:auto}
.loans-finalizados summary::-webkit-details-marker{display:none}
.loans-finalizados[open] summary{margin-bottom:16px}
.loans-finalizados .loan-card{margin-top:16px}
.loans-finalizados .loan-card:first-of-type{margin-top:0}
.balance-historico{margin:16px 0 20px;padding:16px 20px;background:#f7f7f9;border:1px solid #dddde2;border-radius:14px}
.balance-historico-linea{margin-top:4px}
.balance-historico-total{margin-top:6px;font-size:1.2em;font-weight:700}
.loan-head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;margin-bottom:14px}
.loan-totals{display:flex;gap:22px;flex-wrap:wrap;font-size:13px;color:#666;margin-bottom:14px;padding:12px 0;border-top:1px solid #f0f0f2;border-bottom:1px solid #f0f0f2}
.minihead{font-size:11px;letter-spacing:1px;text-transform:uppercase;color:#9a9aa2;margin:16px 0 8px}
.pagos-list{display:flex;flex-direction:column;gap:6px;margin-bottom:14px}
.pago-row{flex-wrap:wrap}
.pago-row{display:flex;gap:14px;align-items:center;font-size:13px;padding:8px 0;border-bottom:1px solid #f5f5f6}
.loan-actions{display:flex;gap:8px;flex-wrap:wrap}

/* --- Modales de admin (reutilizan .modal / .modalbox de index.html) --- */
.modalbox.wide{width:min(720px,92vw);text-align:left;max-height:85vh;overflow-y:auto}
.modalbox .authform{margin-top:16px}
.closemodal{position:absolute;right:15px;top:10px;border:0;background:none;font-size:28px;cursor:pointer}

/* --- Campos adicionales / archivado --- */
.extra-fields{border:1px solid #e2e2e6;border-radius:9px;padding:12px 14px;background:#fafafb}
.extra-fields summary{cursor:pointer;font-weight:800;font-size:12px;color:#555;list-style:none}
.extra-fields summary::-webkit-details-marker{display:none}
.extra-fields[open] summary{margin-bottom:14px}
.extra-fields label{margin-bottom:14px}
.authform textarea{width:100%;border:1px solid #d7d7dc;border-radius:9px;background:#f7f7f8;color:#111;padding:14px;font-size:14px;font-family:inherit;resize:vertical}
.checklabel{display:flex;align-items:center;gap:8px;font-size:13px;color:#666;margin-bottom:16px;cursor:pointer}
.checklabel input{width:auto}
.tag-archivado{background:#eceef2;color:#888}
.maps-link{color:var(--pink);font-weight:700;font-size:13px}
.btn.danger{border-color:#c62828;color:#c62828}
.btn.danger:hover{background:#fdecec}

/* --- Alertas --- */
.alertas-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:10px;margin-bottom:26px}
.alerta-card{background:#fff;border:1px solid #dddde2;border-left:4px solid var(--pink);border-radius:10px;padding:14px 16px;cursor:pointer;transition:.2s}
.alerta-card:hover{border-left-color:#c62828;transform:translateY(-2px)}
.alerta-card .num{font-size:26px;font-weight:800;display:block}
.alerta-card .txt{font-size:12px;color:#666}
.alerta-card.ok{border-left-color:#1e8a44}

/* --- Filtros de vencimientos --- */
.filtros-row{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:18px}
.filtro-btn{background:#fff;border:1px solid #dddde2;border-radius:20px;padding:8px 16px;font-size:12px;font-weight:700;color:#666;cursor:pointer}
.filtro-btn.active{background:#111;color:#fff;border-color:#111}

/* --- Tabla de vencimientos --- */
.table-wrap{overflow-x:auto;background:#fff;border:1px solid #dddde2;border-radius:14px}
.datatable{width:100%;border-collapse:collapse;font-size:13px;min-width:820px}
.datatable th{text-align:left;padding:12px 14px;background:#f7f7f8;color:#666;font-size:11px;text-transform:uppercase;letter-spacing:.5px;border-bottom:1px solid #eaeaec}
.datatable td{padding:12px 14px;border-bottom:1px solid #f0f0f2}
.datatable tr:last-child td{border-bottom:0}

/* --- Caja --- */
.periodo-selector{display:flex;align-items:center;gap:14px;flex-wrap:wrap;margin-bottom:22px;background:#fff;border:1px solid #dddde2;border-radius:12px;padding:14px 18px}
.periodo-selector strong{min-width:160px;text-align:center;font-size:14px}
.caja-resumen{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:12px;margin-bottom:18px}
.caja-card{border-radius:14px;padding:20px;display:flex;flex-direction:column;gap:8px;border:1px solid #dddde2;background:#fff}
.caja-card .txt{font-size:12px;color:#888}
.caja-card .num{font-size:26px;font-weight:800}
.caja-card.destacada{background:#111;border-color:#111}
.caja-card.destacada .txt{color:#c0c0c5}
.caja-card.destacada .num{color:#fff}
.caja-card.ingreso .num{color:#1e8a44}
.caja-card.egreso .num{color:#c62828}
.caja-desglose{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:10px;margin-bottom:22px}
.caja-desglose .mini{background:#fff;border:1px solid #dddde2;border-radius:10px;padding:12px 14px}
.caja-desglose .mini .txt{font-size:11px;color:#888;display:block;margin-bottom:4px}
.caja-desglose .mini .num{font-size:17px;font-weight:800}

/* --- Permisos --- */
.permisos-grupo{margin-bottom:16px}
.permisos-grupo-titulo{font-size:11px;font-weight:800;letter-spacing:1px;text-transform:uppercase;color:var(--pink);margin:0 0 8px}
.permisos-grupo-items{display:grid;grid-template-columns:1fr 1fr;gap:6px 14px}
.permisos-grupo-items label{flex-direction:row !important;align-items:center;gap:8px !important;font-weight:400 !important;font-size:13px !important}
.permisos-grupo-items input{width:auto}
.rol-badge{display:inline-block;font-size:10px;font-weight:800;padding:3px 8px;border-radius:6px;background:#111;color:#fff;margin-left:8px}
.rol-badge.colaborador{background:#eceef2;color:#555}

/* --- Reportes --- */
.reportes-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:14px;margin-top:18px}
.reporte-card{background:#fff;border:1px solid #dddde2;border-radius:14px;padding:18px}
.reporte-card h4{margin:0 0 10px}
.muted.small{font-size:11px}

/* --- Ajustes finos: web pública en Total Black --- */
.application .formstatus{color:#ff6b6b}
.orb-left{right:auto;left:-250px;top:60px}

/* ============================================================
   CENTRO DE AYUDA
   ============================================================ */
.ayuda-section{background:linear-gradient(180deg,#111113 0%,#0a0a0b 100%);color:#fff;padding-top:130px;position:relative;overflow:hidden}
.ayuda-buscador{max-width:560px;margin:0 auto 40px}
.ayuda-buscador input{width:100%;border:1px solid #38383e;border-radius:11px;background:#111114;color:#fff;padding:16px 20px;font-size:15px}
.ayuda-buscador input::placeholder{color:#77777e}
.ayuda-buscador input:focus{outline:none;border-color:var(--pink)}

.ayuda-categorias{display:grid;grid-template-columns:repeat(4,1fr);gap:13px;max-width:1000px;margin:0 auto 40px}
.ayuda-cat-card{display:flex;flex-direction:column;gap:6px;text-align:left;background:linear-gradient(155deg,#1a1a1e,#131315);border:1px solid #2a2a30;border-radius:14px;padding:20px;cursor:pointer;color:#fff;transition:.25s;font-family:inherit}
.ayuda-cat-card strong{font-size:15px}
.ayuda-cat-card span{font-size:12px;color:#85858d}
.ayuda-cat-card:hover{border-color:#3d3d44;transform:translateY(-2px)}
.ayuda-cat-card.active{border-color:var(--pink);background:linear-gradient(155deg,#241a24,#171215)}
.ayuda-cat-card.active span{color:var(--pink)}

.ayuda-preguntas{max-width:760px;margin:0 auto}
.ayuda-item{border-bottom:1px solid #232327}
.ayuda-item:first-child{border-top:1px solid #232327}
.ayuda-pregunta{width:100%;display:flex;align-items:center;justify-content:space-between;gap:20px;background:none;border:0;color:#fff;text-align:left;padding:22px 4px;font-size:15px;font-weight:700;cursor:pointer;font-family:inherit}
.ayuda-chevron{flex-shrink:0;width:9px;height:9px;border-right:2px solid var(--pink);border-bottom:2px solid var(--pink);transform:rotate(45deg);transition:transform .3s}
.ayuda-item.open .ayuda-chevron{transform:rotate(-135deg)}
.ayuda-respuesta-wrap{display:grid;grid-template-rows:0fr;transition:grid-template-rows .35s ease}
.ayuda-item.open .ayuda-respuesta-wrap{grid-template-rows:1fr}
.ayuda-respuesta-inner{overflow:hidden}
.ayuda-respuesta-inner p{color:#b5b5ba;font-size:14px;line-height:1.7;padding:0 4px 20px;margin:0}
.ayuda-respuesta-inner p+p{padding-top:0}
.ayuda-respuesta-inner strong{color:#e8e8ea}
.ayuda-sin-resultados{text-align:center;color:#85858d;padding:30px 0}

.ayuda-final{text-align:center;margin-top:56px}
.ayuda-final p{color:#b5b5ba;margin-bottom:18px;font-size:15px}

@media(max-width:850px){
  .ayuda-categorias{grid-template-columns:1fr 1fr}
  .ayuda-section{padding-top:100px}
}

/* ============================================================
   INVERSORES — tono más institucional (menos degradado, más línea)
   ============================================================ */
.inversores-section{background:#0a0a0b;color:#fff;padding:120px 7% 130px}
.inversores-section .section-head{max-width:680px}
.inversores-section .kicker{letter-spacing:4px}
.inversores-section .section-head p{color:#9a9aa2;line-height:1.7;font-size:15px}

.inversores-bloques{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;max-width:1000px;margin:50px auto 60px}
.inversor-card{border:1px solid #26262b;border-radius:12px;padding:30px 26px;transition:border-color .25s}
.inversor-card:hover{border-color:#3d3d44}
.inversor-num{display:block;font-size:12px;font-weight:800;letter-spacing:2px;color:var(--pink);margin-bottom:16px}
.inversor-card h3{font-size:16px;margin:0 0 10px;line-height:1.4}
.inversor-card p{font-size:13px;color:#9a9aa2;line-height:1.6;margin:0}

.inversores-form-wrap{max-width:640px;margin:0 auto;border:1px solid #26262b;border-radius:16px;padding:40px}
.inversores-form-wrap h3{margin:0 0 22px;font-size:19px}
.inversor-form .grid{display:grid;grid-template-columns:1fr 1fr;gap:17px}
.inversor-form label{display:flex;flex-direction:column;gap:9px;font-size:13px;font-weight:700}
.inversor-form input,.inversor-form select{width:100%;border:1px solid #2e2e34;border-radius:9px;background:#111114;color:#fff;padding:14px;font-size:15px}
.inversor-form .submit{margin-top:8px;width:100%}
.inversores-aclaracion{max-width:640px;margin:22px auto 0;font-size:11px;color:#6d6d74;line-height:1.6;text-align:center}

.inversores-portal-teaser{max-width:640px;margin:50px auto 0;text-align:center;border-top:1px solid #26262b;padding-top:34px}
.tag-proximamente{display:inline-block;font-size:10px;font-weight:800;letter-spacing:1.5px;color:var(--pink);border:1px solid var(--pink);border-radius:20px;padding:5px 14px;margin-bottom:14px}
.inversores-portal-teaser p{color:#85858d;font-size:13px;line-height:1.6;max-width:480px;margin:0 auto}

@media(max-width:850px){
  .inversores-bloques{grid-template-columns:1fr}
  .inversor-form .grid{grid-template-columns:1fr}
  .inversores-form-wrap{padding:28px 22px}
  .inversores-section{padding:90px 6% 100px}
}

/* --- Resultado del simulador: filas sin porcentaje --- */
.result-rows{display:flex;flex-direction:column;gap:10px;margin:14px 0 22px;padding:14px 0;border-top:1px solid #232327;border-bottom:1px solid #232327}
.result-row{display:flex;justify-content:space-between;align-items:center;font-size:13px}
.result-row span{color:#85858d}
.result-row strong{color:#e8e8ea;font-weight:700;font-size:14px}
.tag-incobrable{background:#2b2b2f;color:#fff}
.total-preview{background:#f4f0fb;border:1px solid #e0d6f5;border-radius:10px;padding:10px 14px;font-size:14px;margin:-6px 0 4px}
.total-preview strong{color:var(--pink);font-size:16px}